What Paperwork Do I Need to Sell My House Myself?

Thinking about selling your house on your own? Going the FSBO (For Sale By Owner) route is an excellent way to save on agent commissions, but it also means taking full responsibility for one of the most critical aspects of the process: the paperwork for selling a house without a realtor.

While this may seem overwhelming at first, the process becomes much more manageable when you know exactly which documents you need, why they matter, and how to organize them.

In this guide, we break down every essential document you'll need, when to use it, and how to stay compliant throughout the process.

Why Paperwork Matters When Selling Without a Realtor

When you're selling a house without realtor assistance, every piece of documentation is your responsibility. From legal contracts to disclosures, you need to make sure everything is complete and accurate. Proper paperwork not only protects you from liability but also builds trust with buyers and helps your sale go smoothly.

Essential Documents You’ll Need

Here’s a breakdown of the most important paperwork for selling a house without a realtor:

1. Deed

The deed proves you legally own the property. You’ll need this document to transfer ownership to the buyer during closing.

2. Title Report or Title Insurance

A title search shows you have the right to sell the property and confirms there are no legal claims, liens, or disputes tied to the home. Most buyers will request this for peace of mind.

3. Final Purchase and Sale Agreement

This is the legally binding contract between you and the buyer. It outlines all terms of the sale including price, closing date, contingencies, and any special conditions.

Pro Tip: Use a state-specific template and have it reviewed by a real estate attorney.

4. Seller Disclosure Documents

Disclosures inform the buyer about known issues or past repairs related to the property. Some disclosures are required by law, while others may be optional but recommended.

Common items disclosed include:

• Roof damage or leaks

• Past flooding or mold

• Pest problems

• Renovations without permits

• 
  

5. Mortgage Statement or Payoff Information

If you still have a mortgage, the buyer will need to know the payoff amount. Your lender can provide a payoff statement that shows how much is left on your loan.

6. Property Tax and Utility Bills

Sharing recent tax and utility bills helps buyers estimate ongoing expenses like electricity, gas, water, and property taxes.

7. Home Inspection Report (if applicable)

If the buyer conducts a home inspection, be ready to provide the report. In some cases, you may offer a pre-inspection report to build buyer confidence.

8. Appraisal Report

An appraisal provides an estimate of your home’s fair market value. While not always required, it can be useful for setting a price or negotiating offers.

9. Closing Statement

This itemized document summarizes the financial aspects of the transaction, including sale price, fees, taxes, and net proceeds. It’s finalized at the closing table and shared with both parties.

Other Recommended Documents in Virginia FSBO Transactions

HOA Disclosure Packet: If your home is in a homeowners association, Virginia law requires you to provide an official HOA disclosure packet. This includes rules, financial statements, and contact information.

• Bill of Sale: To outline any personal property included in the home sale (like appliances or furnishings).

• Repair Receipts or Warranties: Documentation of recent repairs or warranties that may transfer to the buyer.

• Survey or Plat Map: This helps define property boundaries and is often required by lenders.

• Closing Disclosure (CD): Provided by the settlement agent, this document outlines the full breakdown of sale-related costs and proceeds at closing.

Sell Your Virginia Home Without a Realtor, the Smart Way

Selling your home in Virginia without a realtor is not only possible, it’s easier than ever with the right support. At DIY Sell My Home, our user-friendly online platform streamlines the entire FSBO process, giving you full control from start to finish.

You can list your home on the MLS within 24–48 hours, upload photos and descriptions, and electronically sign documents—all from the comfort of your computer or mobile device. No printed paperwork, no complicated steps. With our tools, templates, and expert support, you'll have everything you need to manage the paperwork for selling a house without a realtor confidently and legally.

Get started today and take control of your sale with resources built specifically for Virginia homeowners who want to save money, stay organized, and sell on their own terms. Contact us!

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